Pawn and Loan

Ventura County Pawn Shop

Pawn Property for Short Term Loans

Now Offering Short Term Collateral Loans

There are few places to obtain a short-term loan in Ventura County. Life can be turbulent and you may need help to pay bills or invest in your business. At Mills Jewelers & Loan, bring us your personal property and we can provide you a short-term collateral-based loan.

Pawn shops have been in existence for centuries. They offer a legitimate, safe and legal way to obtain short term financing. In fact, Pawn shops are one of the most heavily government regulated industries.

Mills Jewelers & Loan obtained its pawn license from the State of California. As such, we can offer residents short-term loans on all types of personal property, including but not limited to:

  • Jewelry
  • Coins
  • Gold, Silver & Platinum
  • Sterling Silver
  • Holloware & Flatware
  • Antique, Vintage and Family Heirlooms
  • Native American Jewelry
  • Rolex quality watches

For more information on pawning your personal property, please check out our recent blog articles, including:

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    How the Process Works

    Come to Mills Jewelers & Loan, we will review your property while you wait. We will calculate the value of the property you brought and make you a fair value loan offer. If you agree, we will process your index information and give you money on the spot.

    We will then take your property as collateral on the loan and place it securely in our safe. You then have 120 days to return to our store, pay the interest and fees your item accrued and pick your property up.

    If you do not return to pick up your property within 120 days, the loan is foreclosed (you relinquish ownership of your property) and title and ownership of the property passes to Mills Jewelers & Loan. We then have the right to sell or otherwise dispose of the property. All proceeds from the sale belong to Mills Jewelers & Loan.

    We do not currently offer loans for cars or firearms. However, we have colleagues that we can contact who may be able to work with you.

    Advertising Loan Disclosure: All collateral loans at Mills Jewelers & Loan are four, five or six months long. Monthly interest on loans $2,499 or less is capped at 3% per month and could be less. Loans might include a 1 time writing fee of 3.5% the loan amount, not to exceed $90 per loan. Minimum one dollar storage per loan. Other restrictions may also apply. Ask Mills Jewelers & Loan for additional details.

    Call 805-987-0436 or come in today to see all that Mills Jewelers & Loan has to offer you!